I have often thought how remarkable it was that I could live for decades just getting by financially. Colin Tipping in his Ebook ‘Radical Manifestation’ says that ‘most people’ live in this narrow line dividing wealth from penury and homelessness. If we were really victims of circumstance and economic conditions surely the fluctuations would mean that far more people would sink into homelessness. Instead is not this strong evidence that we are responsible for our own financial situation and are just being powerful in maintaining our comfort zone?

Alternatively we can decide to push out of our comfort zone of ‘just getting by’ and choose abundance. There is so much help available out there. I have referred to several sources that have helped and inspired me and will write of others when I have further applied their methods, but I am determined to change for ever ‘having month left at the end of the money’ to ‘having money left at the end of the month.’

Charles Dickens’ Mr Micawber put it memorably (on an annual basis) in David Copperfield:

Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six [pence], result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.